I’ve been working to eliminate my credit card debt for a while, and it’s just now getting to the point that I have a little breathing room. I find it rather annoying (and slightly creepy) that the lower my debt gets, the more blank checks the credit card companies enclose with the bills. Apparently they have some computer program that singles me out as a prime target based on my history with credit. I guess they think I’m going to stick the checks back and use them for impulse purchases or to get myself out of a bind. I’m not falling for that trick.
I’m determined to get out of credit card debt and stay out. That’s why it feels so good to rip up those checks and throw them in the bin every month.